Pradhan Mantri Jan Arogya Yojana

Healthcare access that puts people first.

Ayushman Bharat PM-JAY is a Government of India health assurance scheme for eligible families. It supports access to covered hospital care at empanelled providers, according to current scheme rules.

  • Benefits are available to eligible beneficiaries
  • Treatment is subject to approved packages and scheme guidelines
  • Use official channels to check eligibility and services
Eligibility and covered services are determined by official scheme rules
Ayushman Bharat Care access
Beneficiary Empanelled hospital Connected through scheme-guided care
Eligible families
Empanelled providers
Benefits depend on eligibility, package and scheme rules.

Designed to help eligible beneficiaries access hospital care

Eligibility-led benefits Empanelled hospitals Covered care packages Official scheme guidance

Understanding PM-JAY

A health assurance scheme for eligible households.

Pradhan Mantri Jan Arogya Yojana (PM-JAY) is part of Ayushman Bharat. It is intended to help eligible beneficiaries access specified hospital services at empanelled public and private providers, in line with applicable government guidelines.

Eligibility, covered treatments, package rates, and the process for using benefits can depend on current national and state scheme rules. Confirm details through official PM-JAY channels before making care or financial decisions.

Read official scheme information

How the scheme can help

A clearer path from eligibility to care.

PM-JAY brings together beneficiary eligibility, defined treatment packages, and empanelled providers. The exact benefit available should always be checked against official guidance.

Eligibility-based access

Scheme benefits apply to people who meet the relevant eligibility criteria. Check beneficiary status through official services.

Empanelled providers

Covered services are accessed through hospitals participating in PM-JAY, subject to local availability and scheme rules.

Defined care packages

Hospital services are covered according to approved treatment packages and the applicable authorization process.

Financial protection

The scheme aims to reduce eligible families' out-of-pocket burden for covered hospital care, within its stated limits.

Coordinated care journeys

Beneficiaries can seek guidance from participating facilities about verification, available packages, and next steps.

Public and private hospitals

Both public and private facilities may participate when empanelled for the relevant services in the scheme.

This overview is for general information only. Benefit limits, eligibility, packages, and procedures may vary or change. Refer to official PM-JAY guidance.

Getting started

Know where to check before you seek care.

For current eligibility, hospital, and treatment information, use official PM-JAY resources or ask the Ayushman help desk at an empanelled facility.

Find official PM-JAY resources
01

Check beneficiary eligibility

Use the official beneficiary services or seek help from an authorized PM-JAY support channel.

02

Find an empanelled hospital

Confirm the facility's participation and the availability of the care you need.

03

Ask about the treatment package

Hospital staff can guide you on the relevant package and any required authorization.

04

Follow official instructions

Keep to the guidance from the hospital and the current scheme procedures for your case.

Never share an OTP, bank PIN, or sensitive identity information with an unverified caller. Use official PM-JAY channels for beneficiary services.

For hospitals and care teams

Keep scheme-related workflows connected to patient care.

Hoziva helps healthcare organizations bring patient, clinical, and administrative work into one platform. PM-JAY-related processes depend on your facility's empanelment, configuration, integrations, and applicable scheme requirements.

Patient registration workflows Coordinated documentation Connected hospital operations
Explore Hoziva HIMS

Frequently asked questions

Common questions about PM-JAY.

For personal eligibility or treatment decisions, confirm details with official scheme services or a participating hospital.

Visit the official website
What is PM-JAY?

Pradhan Mantri Jan Arogya Yojana is a Government of India health assurance scheme under Ayushman Bharat. It supports eligible beneficiaries with access to specified hospital care under scheme rules.

Who is eligible for PM-JAY benefits?

Eligibility is determined by the applicable scheme criteria and official beneficiary records. Use official PM-JAY services or an authorized help desk to check your own status.

Can I receive treatment at any hospital?

PM-JAY benefits apply at empanelled hospitals for services covered under the scheme. Confirm that the hospital and required treatment are covered before proceeding.

Which treatments are covered?

Coverage is based on approved packages and current scheme guidelines. Available packages and authorization requirements may vary; ask the hospital's PM-JAY help desk for current information.

Does this page verify eligibility or guarantee free treatment?

No. This page does not check beneficiary status or determine coverage. Eligibility, package approval, and any costs are governed by official scheme rules and the details of the case.

Where can I find the latest scheme information?

Visit the official PM-JAY website and follow its current directions for beneficiary services, hospital search, and scheme support.

Explore PM-JAY with the right guidance

Start with verified information. Plan care with confidence.

Beneficiaries can consult official PM-JAY resources. Healthcare organizations can speak with Hoziva about connected hospital workflows.